Mastering Your Finances: Budgeting Techniques for Every Level Managing your finances is a crucial skill that empowers you to take control of your future, reduce stress, and achieve your financial goals. Whether you’re a budgeting beginner, an intermediate planner, or an advanced strategist, there’s a budgeting technique tailored just for you. In this …
Much has been written about the challenges facing recent college graduates. While the initial term on most college loans is 10 years, the reality is that it can often take borrowers 20-30 years to pay off that amount. That puts many borrowers in a dilemma. Should I pay off my loan as quickly as possible, …
How do you measure and project financial growth If you spend any time around financial blogs, influencers, etc you’ll inevitably see someone mention that some index, like the S&P 500, has returned an average of 10% a year since its inception. When you see something like that, what is your initial assumption? Does that …
How to Measure and Project Your Financial Growth Read More »
Mitch Sturgeon has an amazing story. Diagnosed with an aggressive form of MS in 2001, the disease slowly and relentlessly deprived him of his outdoor passions. Golf, snowmobiling, hiking – all had to be abandoned. In 2009, a year after his first wheelchair purchase, he took medical retirement from his chemical engineering career and began …
Mitch Sturgeon — Personal Financial Planning by VOICE! Read More »
In March of 2023 OnTrajectory sat down with Ruby Padilla, CPA to discuss some general tax plans and strategies. As tax season approaches this is a great time to review your finances and figure out options you might have. There are a lot of great insights in here about account types, general tax rules and …
It has been said that, “only the paranoid survive.” But for many of us, the idea of having to become paranoid is decidedly unpleasant. Paranoid investors may find success, but also find themselves susceptible to fear and anxiety that can crush their spirit. It is simply no fun to live in a penumbra of paranoia. …
In the world of management, there’s an important decision-making tool called the Eisenhower Matrix. It’s a simple quadrant: The X axis evaluates how urgent a situation is, and the Y axis how important. So the top right quadrant shows tasks that are both urgent and important, and the bottom left shows tasks that are not …
Data overload and how to focus on the right canary Read More »
What’s happening with my investments? If you have been bold enough to watch the markets lately, you may feel like a ship tossed about in a storm. Maybe you are looking towards the horizon and praying to see the shore. The reality is that it’s impossible to predict exactly when things will settle down, and …
This is a different type of post. For the past year, a small and dedicated team in Ukraine has been helping with a portion of the development of OnTrajectory. These folks have been wonderful to work with – professional, skilled, a source of good ideas, and always willing to pitch in extra effort as needed. EVEN NOW, as explosions can be heard …
Tyson here! I was recently interviewed on this fantastic podcast, which goes far beyond \”military\” topics. Lacey and I discuss Mindfulness – both in how we get organized around money, but also what happens after we do… I recommend everyone have a listen, and if you\’re active duty or a veteran, you should subscribe as well.
