Next level tools for financial professionals
FOR PROFESSIONALS
The ProPortal is perfect for Independent Advisors
OnTrajectory has a whole suite of tools for Financial Professionals. With the ability to collaborate side by side with your clients, you can work together to help them achieve their goals. Real time updating charts and advanced tools allow you to empower your clients and help them navigate even the most challenging times in the market. At a glance you can see how even the most volatile times in the market might shake out in the long run, and that can lead to less worry and more trust in the plan you’ve worked hard to put in place.
Planning with ProPortal
OnTrajectory makes it easy for you to increase your value to clients.
$
69
Monthly
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Up to 25 clients
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1 hour of live onboarding support
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Unlimited technical support
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Custom branding: add your logo and text to PDF reports
Get Started
Enterprise Pricing Available
ProPortal Full Features List
Income
Expenses
Accounts
Quick Settings
Automatic Checks & Adjustments
Analysis & Goals
Metrics & Data
Progress Tracking
Comparisons
Income
- Model varying amounts of income through different periods of your life.
- Plan for gaps in income due to life events.
- Model income for a spouse or other household members.
- Adjust, tweak and adapt your income assumptions—and see the results in real time.
Expenses
- Model both recurring expenses and those with distinct beginnings and endings—like car payments or daycare.
- Define unique budgets for different periods of your life.
- Plan for expenses that may out-pace inflation.
- Source expenses to be drawn only from certain accounts.
- Record debt associated with an expense, such as credit card or student loan, and use debt-reduction strategies to maximize your financial future.
- Employ a variable expense strategy, such as the “4% Rule.”
Accounts
- Set-up accounts that are unique to you—like brokerage or mutual funds, 40Ks, IRAs, 529s, HSAs, etc… each with their own applicable tax handling and the ability to record a current cost basis.
- Link accounts to their institutions.
- Define both your contributions and those from your employer.
- Automatically account for RMDs both for retirement accounts and inherited IRAs.
- Guard against EWPs and have the ability to suppress them for SEPP or Rule-55 Distributions.
- Plan for a future Roth conversion using either a straight ladder or by staying within a certain tax bracket.
- Manually set your future tax assumptions or automatically estimate them for future years based on income, spending and an array of other factors.
- Model the equity in your home—or even for rental properties.
Quick Settings
- Flexibly experiment with different retirement ages.
- Test your portfolio for extended longevities.
- Set viewing options based on which elements you wish to make visible.
Automatic Checks & Adjustments
- Get alerted to potential problems in your model, such as EWP’s or shortfalls.
- Automatically adjust your spending and future growth assumptions to meet your desired results.
- Manually or automatically optimize your drawdown strategy for tax-efficiency.
Analysis & Goals
- Run basic or advanced Monte Carlo or historical analysis against your plan to estimate your chance of success.
- Use either historical or parameterized data in your analysis.
- Experiment with different portfolio mixes.
- View a full report of your analysis results.
- Create goals to visually track important milestones
Metrics & Data
- View key metrics for the current year.
- View a rich set of output data for every future year in your model.
- Create a pdf output file of your entire plan.
Progress Tracking
- Continually track your actual progress against your assumptions
- Quickly adjust your assumptions as necessary—and instantly see the impact on your model.
Comparisons
- Create a baseline model and quickly copy it to plan for alternatives.
- Compare scenarios side-by-side.