Much has been written about the challenges facing recent college graduates. While the initial term on most college loans is 10 years, the reality is that it can often take borrowers 20-30 years to pay off that amount. That puts many borrowers in a dilemma. Should I pay off my loan as quickly as possible, …
How do you measure and project financial growth? If you spend any time around financial blogs, influencers, etc you’ll inevitably see someone mention that some index, like the S&P 500, has returned an average of 10% a year since its inception. When you see something like that, what is your initial assumption? Does that mean …
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It has been said that, “only the paranoid survive.” But for many of us, the idea of having to become paranoid is decidedly unpleasant. Paranoid investors may find success, but also find themselves susceptible to fear and anxiety that can crush their spirit. It is simply no fun to live in a penumbra of paranoia. …
It’s no secret many workers hate their jobs – so it’s no wonder the FIRE movement has gotten so much attention – even its own movie! However, two recent posts on Reddit’s Financial Independence forum highlight our job-hating emotions perfectly: \”The only reason I am interested in FIRE is I HATE my job\” describes one individual\’s …
(Note: All calculations and charts rendered with OnTrajectory.com) Let\’s say you\’re 25 (pretending is fun, right?)… If you place a quarter a day into a tax-deferred, moderate-risk-jar – and because you\’re awesome, you give that jar to your favorite great-grand-nephew upon your eternal \”rest\”: How much is in the jar? About $43,000, here\’s the chart… Or how …
PRESS RELEASE Contact: Founder & CEO, Tyson Koska 410-530-3646 – Questions@OnTrajectory.com Financial Technology Startup OnTrajectory Launches By Carl Potak – New York – OnTrajectory.com is a financial technology startup offering an easy-to-use, high-fidelity financial planner that maps users’ income, investments, and expenses in an interactive graphical display. Users can easily aggregate their financial data to …
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See Where Your Money Is Taking You OnTrajectory does not seek answers to questions like, “How much do I need to retire?” or “How much do my kids need for college?” It addresses a simple, central concern: “What’s my financial trajectory?” i.e. Are you on course for economic independence – or will you financially crash …
