ontrajectory

Beware the Easy-to-Find Tools

Type \”Retirement Calculator\” into Google and look at the top 5 results – you\’ll see tools from: CNN Money BankRate.com Charles Schwab Bloomberg Business Vanguard They all look something like this: And here\’s what they all have in common: You must forecast saving the exact same every year until you retire. Can you factor in a few …

Beware the Easy-to-Find Tools Read More »

How to Have a Better Mid-Life Crisis

(Note: All calculations and charts rendered with OnTrajectory.com) It doesn\’t matter if you\’re happily married or in the throes of a brutal, debilitating divorce. You may have been a conscientious saver, you may have formed wise money-habits – able to navigate narrow budgets with ease. But one morning you\’ll wake up and feel the need to buy something …

How to Have a Better Mid-Life Crisis Read More »

The Complicated Mess of Your Financial Life

(Note: All calculations and charts rendered with OnTrajectory.com) Let\’s say you\’re 25 (pretending is fun, right?)… If you place a quarter a day into a tax-deferred, moderate-risk-jar – and because you\’re awesome, you give that jar to your favorite great-grand-nephew upon your eternal \”rest\”: How much is in the jar? About $43,000, here\’s the chart… Or how …

The Complicated Mess of Your Financial Life Read More »

OnTrajectory: Features and Functions

See Where Your Money Is Taking You OnTrajectory does not seek answers to questions like, “How much do I need to retire?” or “How much do my kids need for college?” It addresses a simple, central concern: “What’s my financial trajectory?” i.e. Are you on course for economic independence – or will you financially crash …

OnTrajectory: Features and Functions Read More »