Much has been written about the challenges facing recent college graduates. While the initial term on most college loans is 10 years, the reality is that it can often take borrowers 20-30 years to pay off that amount. That puts many borrowers in a dilemma. Should I pay off my loan as quickly as possible, …
Being aware of your situation informs your actions. News about war in Israel, war in Ukraine, US political infighting, the lack of a Speaker of the House, inflation, government uncertainty and global unrest might be dominating the headlines, and your mood—but what does it mean for your financial portfolio? There are many ways for an …
Your portfolio cares about current events… should you? Read More »
With 100 days, what could you do? A focused 100 days can yield large results. Setting a goal and then taking consistent action is what gets you over the finish line. So, with 100 days left this year, let’s look at 10 financial goals you can try to achieve before the year ends. 1 .Become …
Mitch Sturgeon has an amazing story. Diagnosed with an aggressive form of MS in 2001, the disease slowly and relentlessly deprived him of his outdoor passions. Golf, snowmobiling, hiking – all had to be abandoned. In 2009, a year after his first wheelchair purchase, he took medical retirement from his chemical engineering career and began …
Lately, we’ve seen wide, uncomfortable swings in the stock market – which have only been exasperated by the recent warmongering between Russia and Ukraine. Back in January, the market’s overall value fluctuated 5% in a single day; and by January 27th folks’ portfolios had lost nearly 10% of their value since the beginning of the …
Read about the impact of inflation and how you can use OnTrajectory to model its impacts in this post from our founder, Tyson, at PTMoney.com
It’s no secret many workers hate their jobs – so it’s no wonder the FIRE movement has gotten so much attention – even its own movie! However, two recent posts on Reddit’s Financial Independence forum highlight our job-hating emotions perfectly: \”The only reason I am interested in FIRE is I HATE my job\” describes one individual\’s …
Kat is living proof that creating a financial plan you can trust is the key to living your dream lifestyle. After starting a career in forestry, health challenges required Kat to take two years away from full-time work. To make ends meet, she cobbled together part-time gigs doing house cleaning, driving an airport shuttle, and …
Kat’s story: Quitting your day job for “Barista FI” Read More »
We love hearing how folks in the OnTrajectory community are using the tool to chart their financial future. And every once in a while, the story is so heartwarming that we can’t resist sharing it. This story is from Joe in his own words and images (shared with his permission). Enter Joe: I started using …
Joe’s Story: From Layoff to Lakefront with OnTrajectory Read More »
If you\’re a first-time homebuyer and looking for a smattering of advice from across the internet, check out this article on REDFIN\’s blog. The article features our founder, Tyson Koska — and his advice on the topic: \”Key to purchasing your first home is knowing exactly ‘how much home’ to buy. Do not simply buy …
First-Time Homebuyer? Here’s How to Prepare Financially Read More »
