Get honest answers to your financial questions.
What happens next?
Our team connects with a licensed financial professional to respond to your question. It’s up to you where to go from there. You can continue the conversation or start planning on your own with OnTrajectory. When you’re ready you can ask another question to that same advisor, or ask someone new. You are in control. We only share what you want us to share.
Why ask an advisor?
If you’ve ever wondered, “Should I work with a financial advisor?” or, “Could I get a second opinion?” you’re not alone. You deserve to be in control of your financial future. Having the right team is critical. Whether you are looking for an advisor or just want a single question answered, OnTrajectory has you covered with a stable of independent advisors ready to help you, no strings attached.
What are people saying?
AskPenny, our AI Financial Guide
Ask Penny, our AI Financial Guide, to get started. Maybe you have a question about how much money to have in an emergency savings account, or when to start saving for a college education, or the best vacations for your budget? Whatever questions you have, you can Ask Penny for a judgement-free answer.
Get started by creating an OnTrajectory Account.
Why keep it to yourself? They have questions too. Invite a friend to share in a financially secure future.
No, it is free to submit a question to any of our services. We do have unlimited planning tools and other services to help you grow your finances.
OnTrajectory collects your information, but we only share it with others if you want us to. Most of the time users do share information with the advisor they are talking to because it helps get a much clearer answer.
No, helping you create a plan and get your finances on track is why we are here. No need for any advanced knowledge to get started.
We want to help you learn. We have tools that can help you, plus a team of coaches and advisors that can help you learn and grow. Don’t forget Penny, our AI financial guide, that can help you learn the basics.