Mitch Sturgeon has an amazing story. Diagnosed with an aggressive form of MS in 2001, the disease slowly and relentlessly deprived him of his outdoor passions. Golf, snowmobiling, hiking – all had to be abandoned. In 2009, a year after his first wheelchair purchase, he took medical retirement from his chemical engineering career and began …
Mitch Sturgeon — Personal Financial Planning by VOICE! Read More »
OnTrajectory can help you both more accurately estimate your future taxes as well as help you minimize the taxes you\’ll pay in the future. We do this in 3 different ways. 1. Automatically Calculate Taxes Tax rates are defined within your Default Account (the top account in your account list), and you can define different tax rates for different periods of your life using age …
OnTrajectory addresses 1 simple, central concern: Am I on course for economic independence – or will I financially crash and burn? Here’s how we do that: Enter your unique mix of Income, Expenses, and Accounts Define changes over time with Age Ranges Enter unique criteria, including Tax and Growth Rates Create Expense Groups for budget …
Financial Newbie or Financial Pro – OnTrajectory Has You Covered! Read More »
Happy holidays! To help you plan for a successful new year, we recently rolled out several significant improvements to OnTrajectory. Read on to learn more about: Optimizing account drawdown order in retirement All-new debt tracking capabilities Debt reduction strategies: Debt Snowball and Debt Avalanche Home equity accounts with linked mortgages Account drawdown order optimization For …
Next week, we’re rolling out some visual improvements to OnTrajectory. Once the update is live, you’ll see a cleaner main screen that puts your financial trajectory front and center. Having trouble finding what you’re looking for? Drop us a note at questions@ontrajectory.com and we’ll be happy to help! What’s changing Our motto for this release …
A few weeks ago, we asked for your input – and you provided it! Luckily, our two key planned initiatives for 2018 were near the top of the list: Account Aggregation – allow data from financial sites to automatically be aggregated in OT to track progress and see how changes in market conditions may effect your long-term financial future. …
OnTrajectory has two new features this month: Updating Progress & Cost Basis 1. Updating Progress While you\’ve been able to track your Progress over time in OnTrajectory, we\’ve revised the math behind the \”Future Projection\” of that progress. Previously, only the total between your Trajectory and Progress was considered. Now, we consider each Account\’s \”% Growth\” rate individually, meaning more accurate future projections. We\’ve also made the interface more informative …
PRESS RELEASE Baltimore, Maryland (July 11, 2017) — OnTrajectory, a Baltimore-based, veteran-owned “FinTech” start-up, has just released a first-of-its-kind financial planning platform allowing educators and students to collaboratively model complex financial strategies and techniques. OnTrajectory’s emphasis on visualizations and high-fidelity graphs makes it perfect for individuals learning the effects of compound savings, tax-handling, expense management …
We\’ve made it easier to model the tax-advantages of contributing to a retirement plan. Now, when you designate contributions that typically occur \”pre-tax\” (such as those to a 401K or Traditional IRA), OnTrajectory automatically excludes those contributions from taxable Income — meaning you needn\’t adjust your tax-rate to account for those contributions. We\’ve also added …
OnTrajectory just got a little smarter. When modeling years with negative cash-flow (such as retirement), OnTrajectory has always let you indicate which accounts to draw funds from first – but now you can leave more of those decisions to us! Our draw-down logic now takes into account 4 characteristics when automatically selecting an account to pull funds from: …
