Financial Calculator

Mitch Sturgeon — Personal Financial Planning by VOICE!

Mitch Sturgeon has an amazing story. Diagnosed with an aggressive form of MS in 2001, the disease slowly and relentlessly  deprived him of his outdoor passions.  Golf, snowmobiling, hiking – all had to be abandoned. In 2009, a year after his first wheelchair purchase, he took medical retirement from his chemical engineering career and began …

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Fear and Loathing in Volatile Markets

Lately, we’ve seen wide, uncomfortable swings in the stock market – which have only been exasperated by the recent warmongering between Russia and Ukraine. Back in January, the market’s overall value fluctuated 5% in a single day; and by January 27th folks’ portfolios had lost nearly 10% of their value since the beginning of the …

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First-Time Homebuyer? Here’s How to Prepare Financially

If you\’re a first-time homebuyer and looking for a smattering of advice from across the internet, check out this article on REDFIN\’s blog. The article features our founder, Tyson Koska — and his advice on the topic: \”Key to purchasing your first home is knowing exactly ‘how much home’ to buy. Do not simply buy …

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October Update: New OnTrajectory Features

OnTrajectory has two new features this month: Updating Progress & Cost Basis 1. Updating Progress While you\’ve been able to track your Progress over time in OnTrajectory, we\’ve revised the math behind the \”Future Projection\” of that progress. Previously, only the total between your Trajectory and Progress was considered. Now, we consider each Account\’s \”% Growth\” rate individually, meaning more accurate future projections. We\’ve also made the interface more informative …

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Beware the Easy-to-Find Tools

Type \”Retirement Calculator\” into Google and look at the top 5 results – you\’ll see tools from: CNN Money BankRate.com Charles Schwab Bloomberg Business Vanguard They all look something like this: And here\’s what they all have in common: You must forecast saving the exact same every year until you retire. Can you factor in a few …

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How to Have a Better Mid-Life Crisis

(Note: All calculations and charts rendered with OnTrajectory.com) It doesn\’t matter if you\’re happily married or in the throes of a brutal, debilitating divorce. You may have been a conscientious saver, you may have formed wise money-habits – able to navigate narrow budgets with ease. But one morning you\’ll wake up and feel the need to buy something …

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The Complicated Mess of Your Financial Life

(Note: All calculations and charts rendered with OnTrajectory.com) Let\’s say you\’re 25 (pretending is fun, right?)… If you place a quarter a day into a tax-deferred, moderate-risk-jar – and because you\’re awesome, you give that jar to your favorite great-grand-nephew upon your eternal \”rest\”: How much is in the jar? About $43,000, here\’s the chart… Or how …

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Press Release: Financial Technology Startup OnTrajectory Launches

PRESS RELEASE Contact: Founder & CEO, Tyson Koska 410-530-3646 – Questions@OnTrajectory.com Financial Technology Startup OnTrajectory Launches   By Carl Potak – New York – OnTrajectory.com is a financial technology startup offering an easy-to-use, high-fidelity financial planner that maps users’ income, investments, and expenses in an interactive graphical display.  Users can easily aggregate their financial data to …

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OnTrajectory: Features and Functions

See Where Your Money Is Taking You OnTrajectory does not seek answers to questions like, “How much do I need to retire?” or “How much do my kids need for college?” It addresses a simple, central concern: “What’s my financial trajectory?” i.e. Are you on course for economic independence – or will you financially crash …

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