
Whether you’re just starting your journey or nearing the finish line, OnTrajectory helps you get clarity on where you really stand.
Tired of building spreadsheets? This is the whole-life FI tool you’ve been waiting for.
Start my free trialif different investments, expenses, and tax rates
so you can rest easy — and course correct if needed
using custom rates of return and historical simulations
Getting financial peace of mind requires a plan you can trust. OnTrajectory helps you answer questions like...
Should I rent or buy a house?
Index funds or rental property?
Which investment should I sell first?
Can my spouse go part-time?
How much can we pay for college?
How much longer should I work?
Run advanced Monte Carlo simulations to see how your plan holds up in different time periods throughout history. Then sanity check it against your assumed rate of return.
(Financial advisors and coaches: Learn how you can use OnTrajectory with your clients)
We let you geek out and customize things other tools don’t. Whatever your financial goals or assumptions, OnTrajectory is game.
Getting started takes just a few minutes. But if you want to go deeper, OnTrajectory supports all the complexity of real life.
Our business is making software, not selling financial services. That means no sales calls, no commissions, and no hidden fees.
If you decide to subscribe, our pricing is simple and affordable:
We’re on a mission to build the world’s most powerful personal financial planning tool. Create your free trial account to join us—or sign up for monthly email updates to stay in touch.