We love hearing how folks in the OnTrajectory community are using the tool to chart their financial future. And every once in a while, the story is so heartwarming that we can’t resist sharing it. This story is from Joe in his own words and images (shared with his permission). Enter Joe: I started using …
Joe’s Story: From Layoff to Lakefront with OnTrajectory Read More »
If you\’re a first-time homebuyer and looking for a smattering of advice from across the internet, check out this article on REDFIN\’s blog. The article features our founder, Tyson Koska — and his advice on the topic: \”Key to purchasing your first home is knowing exactly ‘how much home’ to buy. Do not simply buy …
First-Time Homebuyer? Here’s How to Prepare Financially Read More »
We\’re partnering with Montana Money Adventures to bring you Money Coach School – and it\’s now OPEN! What is Money Coach School? It\’s for people who love personal finance and want help others make progress on their personal financial journey – it\’s everything you need to get started building a business or a passion-project you love! What\’s Covered? There …
There are a lot of ways to make side-income in the modern world, and rental property is – how do you say – a classic. For many, it may seem daunting or scary, but it’s easier than ever to own and rent-out property. Technology has made researching, acquiring, and advertising real estate more streamlined and more transparent …
Becoming the Landlord: Advice and Insight to Generate Income from Rentals Read More »
Money is a drug. Or it might as well be. If something acts a stimulant, if it\’s coffee, nicotine, the ding of a new text message – it raises the alert of our receptors and our brain reacts in much the same way as \”your brain on drugs.\” In this summary article from the Penny Hoarder, …
A couple weeks ago, the president signed into law H.R. 1 (originally known as the “Tax Cuts and Jobs Act”). This leaves some of us wondering what the impact will be to our own tax situation. Money Help Center has put together a Trump Tax Reform Calculator to estimate how the legislation would affect you …
OnTrajectory has two new features this month: Updating Progress & Cost Basis 1. Updating Progress While you\’ve been able to track your Progress over time in OnTrajectory, we\’ve revised the math behind the \”Future Projection\” of that progress. Previously, only the total between your Trajectory and Progress was considered. Now, we consider each Account\’s \”% Growth\” rate individually, meaning more accurate future projections. We\’ve also made the interface more informative …
Type \”Retirement Calculator\” into Google and look at the top 5 results – you\’ll see tools from: CNN Money BankRate.com Charles Schwab Bloomberg Business Vanguard They all look something like this: And here\’s what they all have in common: You must forecast saving the exact same every year until you retire. Can you factor in a few …
This is contributed by Patricia Sanders. According to a recent survey conducted by gobankingrates in 2015, almost 62% of Americans’ savings account is not fattened enough. They have less than $1,000 in the savings account that is not enough for securing financial future. The survey reveals that most of the Americans save a very little amount …
(Note: All calculations and charts rendered with OnTrajectory.com) It doesn\’t matter if you\’re happily married or in the throes of a brutal, debilitating divorce. You may have been a conscientious saver, you may have formed wise money-habits – able to navigate narrow budgets with ease. But one morning you\’ll wake up and feel the need to buy something …
