See Where Your Money Is Taking You
OnTrajectory does not seek answers to questions like, “How much do I need to retire?” or “How much do my kids need for college?” It addresses a simple, central concern: “What’s my financial trajectory?” i.e. Are you on course for economic independence – or will you financially crash and burn? Here’s how we do that:
- Enter your unique Income, Expense, and Savings/Investment Items
- Set Age Ranges for each item, as necessary
- Enter unique criteria, including Tax and Growth Rates, for each individual Item or Range
- Create Expense Groups for budget tracking
Interactive Modeling & Simulations
People are visual, and they like to change their minds. OnTrajectory supports both of these very human traits – here’s how:
- Visually-engaging and interactive graphs
- Plot your Goals on future dates or for hypothetical rates-of-return
- “Exclude” items instantly for easy “what-if” analysis
- Visualize the effects of Inflation while working in “Today’s Dollars”
- Compare Average Growth, \’Monte Carlo\’, and Historical analyses all at one time
Start Simple & Refine Over Time
Other financial tools (online Retirement Calculators, Investment Simulators, etc.) love to set your goals for you. What\’s more, they lack a way to track your progress toward achieving them. OnTrajectory provides a persistent, historical view that adds value to your data the more you come back. Yes, it’s super-simple to get started, but as your situation becomes increasingly complex, so does the information OnTrajectory can provide – here’s how:
- Track and save a History of your total progress and project it against your Trajectory
- Calculate individual Savings/Investment balances for any future-date
- View and analyze all underlying data
- Store your unique scenario through a secure connection to our server
More to Come
We are constantly adding new features and fine-tuning existing modules. We hope that OnTrajectory will become an indispensible part of your financial planning and that as we grow, so will you!