Answer the big questions that impact your financial future

Getting financial peace of mind requires a plan you can trust.
Click one of the real-life questions below to see how OnTrajectory can give you the answers you need.

  • Fire scenario

    Can I reach my goal of Financial Independence?

  • Retirement scenario

    Is my retirement plan on track?

  • College scenario

    Will I be able to educate my children?

  • Inflation scenario

    What does inflation mean to my savings?

  • Complete Flexibility & Control

    We let you geek out and customize things other tools don’t. Whatever your financial goals or assumptions, OnTrajectory is game.

  • Designed for real life

    Getting started takes just a few minutes. But if you want to go deeper, OnTrajectory supports all the complexity of real life.

  • Tools you can trust

    Our business is making software, not selling financial services. That means no sales calls, no commissions, and no hidden fees.


Serious software designed for serious savers

Tired of building spreadsheets? This is the whole-life Financial Independence tool you’ve been waiting for.

Sign-up for Free

Try all of OnTrajectory for free.

If you decide to subscribe, our pricing is simple and affordable:

OnTrajectory Features

  • Create multiple scenarios
  • Monitor investments & expenses
  • Calculate retirement success rate
  • Run Monte Carlo simulations
  • Track actual progress against your plan
  • Add unlimited income, expense, and account entries
  • Your plan will never increase in price
  • Free email support
  • Access to a paid Data Review
  • Access to our course in "FI-Losophy"


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Join the OnTrajectory community

We’re on a mission to build the world’s most powerful personal financial planning tool. Create your free trial account to join us—or sign up for monthly email updates to stay in touch.