Navigate Your Financial Future — OnTrajectory Is Your Personal Finance GPS

Easy sign-up 4 simple questions to start

Set custom income, expenses, savings & investments

Include multiple individuals

Create savings plans and goals

Monte Carlo and Historical analyses

Track and view your history

"...the best user interfaces available in the retirement calculator world." — TIME Magazine

"This is awesome! This will be my only calculator, thanks."

Sophie in Seattle

"I'm now working on a new scenario, whereby I retire, move onto a boat, and go cruising rather than buying a house on a lake somewhere. OT makes it so easy to look at different scenarios like this. Love it!"

Joe in Houston

"I tried out a lot of OnTrajectory's features, and I'm psyched about this really helpful tool!"

Karen in New York

"The initial setup was simple. The user interface is very attractive and intuitive... OnTrajectory is in the sweet spot that appeals to me. The site has a slick look and many nice touches."

Darrow Kirkpatrick,

"Great Software!"

Jeff Manwaring, FCA Corp.

"Very consumer friendly and useful tool... Concept is great... I like that it's not necessarily just a retirement tool... graphs, charts easy to interpret."

Barbara Friedberg,

Resources & Partners

For maximum flexibility with Monte Carlo simulations, we recommend Flexible Retirement Planner

For a great tool focusing on Historical simulations, we recommend cFIREsim