Guides and Tutorials

Getting Started with OnTrajectory

• Basic Settings and Assumptions
• Main sections (Income, Expenses, Accounts, and Taxes)
• Adding Items, Setting Ranges, Hiding & Reordering
• Setting your Retirement Age
• Confidence Check vs. Chance of Success

Modeling Income

• Start and End Ages
• Raises and Inflation (the Growth Override Field)
• Income Tax
• Adding a new Item versus a new Age Range

Modeling Expenses

• Indefinitely Recurring Expenses
• Expenses that Begin and End
• What-If Analysis
• Spending Type
• Expense Growth and Inflation (the Growth Override Field)

Modeling Accounts, Contributions, and Withdrawals

• Account Properties
• Contributions to an Account
• The % Growth Field
• The Starting Balance Field
• Required Minimum Distributions (RMDs)
• Roth Conversions
• Viewing Data and Graphs

Modeling Taxes

• Taxes on Accounts & Income
• Tax Types
• Additional Tax Options
• Automatically Calculate Tax Rates
• Automatically Valculate Tax Rates

Modeling Home Equity

• Entering Loan/Mortgage Information
• Modeling Starting Equity and the Increase of Property Value
• Making Extra-Payments
• Modeling the Sale of Your Home

Dealing with Debt

Drawdown Preferences

Adding a Spouse / Account Owner

Tracking Progress

Setting Goals

Creating and Managing Scenarios

Monte Carlo & Historical Analysis

Analyze & View Options

Output Data