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Rels Income Name Annual
% Tax Growth
Start Age End Age X retirement calculator exclusion nameObject itemProperties
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ID Rels Name / Group Amount Spending Type Growth
Start Age End Age X Expense Group nameObject itemProperties
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ID Rels Account Name % Growth Starting Balance Contrib. / yr. % Tax Start Age End Age X contribJSON taxJSON nameObjectJSON itemPropertiesJSON Trajectory Balance Actual Balance
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Scenario Notes

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Chance funds remain until: 100
Re-calculate Success %
Final: Average Growth
Final Trajectory based on Progress entered Final: Projected Progress
The maximum Trajectory Amount achieved Peak Assets
Metrics for Annual Cashflow: Monthly Cashflow: Income Saved: Annual Gains: Annual Taxes: 4% Spending: Progress Growth
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'Basic' Monte Carlo and Historical Analysis

Automatic Tax Calculations

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Analysis Settings apply only to Historical / Monte Carlo Analysis which are run through the Views menu located in the top toolbar. For more information, see Guide 9. Monte Carlo & Historical Analysis

Calculation & Data Modeling Options (scenario-level)
User Interface Options (universal across scenarios)
From 0 to 9525: 10%
From 0 to 9525: 12%
From 0 to 9525: 22%
From 0 to 9525: 24%
From 0 to 9525: 32%
From 0 to 9525: 35%
From 0 to 9525: 37%
From 0 to 38600: 0%
From 0 to 38600: 15%
From 0 to 38600: 20%
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Advanced Analysis & Results

Portfolio Mix: Defines the percentage of each investment type in your portfolio for Monte Carlo (Historical Input Data) and all Historical analyses. Annual return data is taken from a variety of sources:

  • Stocks data - based on S&P 500 Index and MSCI US Broad Market Index,
  • Bonds data - based on S&P High-Grade Corporate Index and Lehman Aggregate Bond Index,
  • Cash data - based on Citigroup 3-Month Treasury Bill Index.

Monte Carlo Simulation — Historical Input Data:
For each year in your Trajectory, a set of growth/inflation rates is randomly chosen based either on the defined years (Historical Input Data) or define parameters (Parameterized Input Data). The process is repeated multiple times based on the "Total Runs" value.

Historical Simulation:
For each year in your Trajectory, historical return rates are used beginning with 1928, by default. For example, if your Trajectory spans a 50-year period, returns from 1928 to 1978 are used. The process is repeated for each year there is data, meaning we also simulate 1929-1979, 1930-1980, 1931-1981, etc...

The following results are then displayed:

  • All runs of your Trajectory using the historical values.
  • A thick yellow line that represents the particular historical run that begins with the designated Start Year.
Please select either Monte Carlo or Historical Analysis
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This scenario has already been published, re-publishing will update with current data.

* Enter details of your loan / mortgage
to calculate equity growth.
Enter Name and Birth Year for the item's owner
— such as your spouse
Do Not Inflate Contribution
Dividend Yield** (optional): %
**3% is about average. If blank, all annual gains are taxed as income.
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Inflation Conversion Calculator
— Today to Tomorrow Dollars

Enter amount in one field and press 'Convert'

Regular Calculator

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Grouped Expenses

Notification Summary

              Individual Account Trajectories

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