Setting Goals

OnTrajectory helps you visually track your Goals, which can be defined either for individual accounts or for your total assets. Set account-level goals from the Item Properties tab of an account, as shown below:

1

To set goals for your TOTAL assets go to Menu / Tools / Goals. The "Goals" tab allows you create any typ of goals (including those at an account level). There are two types of goals, listed below:

  1. The Date a certain amount will be reached in the future,
  2. The % Growth Rate necessary to reach an amount by a certain date.

For example, 1 (below) shows when this individual will reach $500,000.

Goals

Now suppose this individual wished to know the Rate necessary to reach that Goal 3 years quicker. The 2 in the image below shows the average-growth path necessary.

Goals

Notice below the differences in the 2 types of goals, below. Enter your information in the underlined fields and OnTrajectory calculates the "Results", which can be plotted by selecting the "Show" checkbox.

Goals Table

Finally, these 2 types of goals can be created for 3 different types of data:

  1. Total Average Growth (the orange "Trajectory" line on your graph),
  2. Individual Account Average Growth,
  3. Projected Progress (the gray dotted line on your graph).
Projected progress is based on your last progress update (if one exists) "projected" into the future based on the growth rates you have defined for each account.

The result is 6 pre-defined goals that can be selected. To create a new Goal simply select in from the dropdown:

Goals Tab

Definitions of each of the 6 goals:

1. Trajectory reaches $_____ on this DATE
Result: The date your Trajectory reaches a certain dollar amount (if valid).

2. Projected Progress reaches $_____ on this DATE
Result: The date your Projected Progress reaches a certain dollar amount (if valid).

3. Account reaches $_____ on this DATE
Result: The date a selected Account reaches a certain dollar amount (if valid).

4. Trajectory reaches $_____ on _____ at this cumulative RATE
Result: The growth rate your Trajectory needs to reach a certain dollar amount by a certain date. The Rate is an overall cumulative % Growth of all Accounts.

5. Projected Progress reaches $_____ on _____ at this cumulative RATE
Result: The growth rate your Projected Progress needs to reach a certain dollar amount by a certain date. The Rate is an overall cumulative % Growth of all Accounts.

6. Account reaches $_____ on _____ at this cumulative RATE
Result: The growth rate a selected Account needs to reach a certain dollar amount by a certain date.

NOTE: Setting Goals in no way alters your Trajectory — they are simply a visual reference based on the data input.